{"id":50320,"date":"2021-12-16T13:23:34","date_gmt":"2021-12-16T12:23:34","guid":{"rendered":"https:\/\/www.finquesmarba.com\/contrato-alquiler-opcion-a-compra\/"},"modified":"2022-01-12T18:14:16","modified_gmt":"2022-01-12T17:14:16","slug":"contracte-lloguer-opcio-de-compra","status":"publish","type":"post","link":"https:\/\/www.finquesmarba.com\/ca\/contracte-lloguer-opcio-de-compra\/","title":{"rendered":"Qu\u00e8 \u00e9s un contracte de lloguer amb opci\u00f3 de compra?"},"content":{"rendered":"<p>[et_pb_section bb_built=\u00bb1&#8243; inner_width=\u00bbauto\u00bb inner_max_width=\u00bbnone\u00bb][et_pb_row][et_pb_column type=\u00bb4_4&#8243; custom_padding__hover=\u00bb|||\u00bb custom_padding=\u00bb|||\u00bb][et_pb_text admin_label=\u00bbintro \u00bb _builder_version=\u00bb3.26.5&#8243; text_text_shadow_horizontal_length=\u00bbtext_text_shadow_style,%91object Object%93&#8243; text_text_shadow_horizontal_length_tablet=\u00bb0px\u00bb text_text_shadow_vertical_length=\u00bbtext_text_shadow_style,%91object Object%93&#8243; 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header_6_text_shadow_horizontal_length_tablet=\u00bb0px\u00bb header_6_text_shadow_vertical_length=\u00bbheader_6_text_shadow_style,%91object Object%93&#8243; header_6_text_shadow_vertical_length_tablet=\u00bb0px\u00bb header_6_text_shadow_blur_strength=\u00bbheader_6_text_shadow_style,%91object Object%93&#8243; header_6_text_shadow_blur_strength_tablet=\u00bb1px\u00bb box_shadow_horizontal_tablet=\u00bb0px\u00bb box_shadow_vertical_tablet=\u00bb0px\u00bb box_shadow_blur_tablet=\u00bb40px\u00bb box_shadow_spread_tablet=\u00bb0px\u00bb z_index_tablet=\u00bb500&#8243;]<\/p>\n<p>Alguna vegada has sentit a parlar del <strong>contracte de lloguer amb opci\u00f3 de compra<\/strong>? \u00c9s un dels tipus de contractes m\u00e9s desconeguts del mercat immobiliari i ressorgeix amb for\u00e7a cada cop que hi ha una crisi, ja que pot ser una excel\u00b7lent opci\u00f3 a l&#8217;hora de comprar una propietat i perqu\u00e8 ofereix diversos beneficis tant a propietaris com a compradors.<\/p>\n<p>A continuaci\u00f3, t&#8217;expliquem tot el que has de saber d&#8217;ell perqu\u00e8 valoris si \u00e9s <strong>una bona opci\u00f3 per a les teves inversions immobili\u00e0ries<\/strong>.<\/p>\n<p>[\/et_pb_text][et_pb_divider _builder_version=\u00bb3.23.2&#8243; 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En un primer moment s&#8217;executa com a contracte de lloguer ordinari, per\u00f2, en acabar el per\u00edode marcat, l&#8217;inquil\u00ed haur\u00e0 de decidir si compra o no l&#8217;habitatge.<\/li>\n<li><strong>El preu de la compravenda queda fixat en el moment de fer el contracte<\/strong> i, en el cas que es faci la compra, <strong>es descomptar\u00e0 del preu de venda la suma acumulada d&#8217;aquestes mensualitats<\/strong> (totalment o parcialment, segons s&#8217;hagi fixat).<\/li>\n<\/ul>\n<h4>Contracte de lloguer amb opci\u00f3 a compra amb entrega inicial<\/h4>\n<p>En el moment d&#8217;elaborar el contracte de lloguer amb opci\u00f3 de compra <strong>es pot fixar un lliurament inicial o una prima<\/strong> que, posteriorment, es descomptar\u00e0 del preu de compra en cas d&#8217;executar-se la compravenda.<\/p>\n<p>Si finalment l&#8217;inquil\u00ed no opta a comprar l&#8217;habitatge o desisteix del contracte de lloguer abans que s&#8217;acabi, <strong>aquesta prima es perd<\/strong>, segons el que estableix el contracte.<\/p>\n<p>[\/et_pb_text][et_pb_divider _builder_version=\u00bb3.23.2&#8243; 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header_4_text_shadow_blur_strength_tablet=\u00bb1px\u00bb header_5_text_shadow_horizontal_length=\u00bbheader_5_text_shadow_style,%91object Object%93&#8243; header_5_text_shadow_horizontal_length_tablet=\u00bb0px\u00bb header_5_text_shadow_vertical_length=\u00bbheader_5_text_shadow_style,%91object Object%93&#8243; header_5_text_shadow_vertical_length_tablet=\u00bb0px\u00bb header_5_text_shadow_blur_strength=\u00bbheader_5_text_shadow_style,%91object Object%93&#8243; header_5_text_shadow_blur_strength_tablet=\u00bb1px\u00bb header_6_text_shadow_horizontal_length=\u00bbheader_6_text_shadow_style,%91object Object%93&#8243; header_6_text_shadow_horizontal_length_tablet=\u00bb0px\u00bb header_6_text_shadow_vertical_length=\u00bbheader_6_text_shadow_style,%91object Object%93&#8243; header_6_text_shadow_vertical_length_tablet=\u00bb0px\u00bb header_6_text_shadow_blur_strength=\u00bbheader_6_text_shadow_style,%91object Object%93&#8243; header_6_text_shadow_blur_strength_tablet=\u00bb1px\u00bb box_shadow_horizontal_tablet=\u00bb0px\u00bb box_shadow_vertical_tablet=\u00bb0px\u00bb box_shadow_blur_tablet=\u00bb40px\u00bb box_shadow_spread_tablet=\u00bb0px\u00bb z_index_tablet=\u00bb500&#8243;]<\/p>\n<h2>Condicions del lloguer amb opci\u00f3 a compra<\/h2>\n<p>Encara que no \u00e9s un contracte tipificat, hi ha certes cl\u00e0usules que no poden faltar a un contracte de lloguer amb opci\u00f3 a compra.<\/p>\n<p><strong>La seva redacci\u00f3 es regeix per les normes generals dels contractes<\/strong> (articles 1254 a 1314 del Codi civil), i per les dels contractes que se&#8217;ls assemblen, que s\u00f3n d&#8217;una mateixa naturalesa essencial o naturalesa similar.<\/p>\n<p>Sempre ha d&#8217;incloure <strong>dues condicions m\u00ednimes: l&#8217;objecte del contracte i el preu de venda.<\/strong><\/p>\n<p>Algunes cl\u00e0usules (no exclusives) que caldria considerar s\u00f3n:<\/p>\n<ul>\n<li>Moment en qu\u00e8 l&#8217;inquil\u00ed pot accedir a l&#8217;opci\u00f3 de compra i termini que t\u00e9 per decidir si compra o no.<\/li>\n<li>Exclusivitat del llogater per fer la compra en aquest termini i si no cal esperar a la finalitzaci\u00f3 del contracte de lloguer per exercir el dret a compra.<\/li>\n<li>Prima o entrega inicial (en cas d&#8217;existir) i quotes del lloguer, indicant el percentatge d&#8217;aquestes que es descomptar\u00e0 del preu de compra.<\/li>\n<li>Possibilitat d&#8217;extensi\u00f3 del contracte de lloguer.<\/li>\n<li>Penalitzacions en cas que hi hagi retards en els pagaments de la mensualitat (podent perdre l&#8217;inquil\u00ed l&#8217;opci\u00f3 a compra i\/o la prima aportada).<\/li>\n<li>Compliment de les obligacions fiscals.<\/li>\n<\/ul>\n<blockquote>\n<p>Et pot interessar: <a href=\"https:\/\/www.finquesmarba.com\/ca\/avantatges-vendre-pis-immobiliaria\/\" target=\"_blank\" rel=\"noopener noreferrer\">Avantatges de vendre el teu pis amb una immobili\u00e0ria<\/a><\/p>\n<\/blockquote>\n<p>[\/et_pb_text][et_pb_divider _builder_version=\u00bb3.23.2&#8243; 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header_5_text_shadow_vertical_length_tablet=\u00bb0px\u00bb header_5_text_shadow_blur_strength=\u00bbheader_5_text_shadow_style,%91object Object%93&#8243; header_5_text_shadow_blur_strength_tablet=\u00bb1px\u00bb header_6_text_shadow_horizontal_length=\u00bbheader_6_text_shadow_style,%91object Object%93&#8243; header_6_text_shadow_horizontal_length_tablet=\u00bb0px\u00bb header_6_text_shadow_vertical_length=\u00bbheader_6_text_shadow_style,%91object Object%93&#8243; header_6_text_shadow_vertical_length_tablet=\u00bb0px\u00bb header_6_text_shadow_blur_strength=\u00bbheader_6_text_shadow_style,%91object Object%93&#8243; header_6_text_shadow_blur_strength_tablet=\u00bb1px\u00bb box_shadow_horizontal_tablet=\u00bb0px\u00bb box_shadow_vertical_tablet=\u00bb0px\u00bb box_shadow_blur_tablet=\u00bb40px\u00bb box_shadow_spread_tablet=\u00bb0px\u00bb z_index_tablet=\u00bb500&#8243;]<\/p>\n<h2>Avantatges del lloguer amb opci\u00f3 a compra<\/h2>\n<p>El lloguer amb opci\u00f3 de compra \u00e9s \u00fatil en moments de crisi o quan es donen <strong>contextos en qu\u00e8 \u00e9s dif\u00edcil obtenir finan\u00e7ament<\/strong>, ja que aporta estabilitat i certesa.<\/p>\n<p>Aquest tipus d&#8217;acord d\u00f3na lloc a <strong>una alternativa de finan\u00e7ament indirecte<\/strong> i que permet ajornar la decisi\u00f3 final de compra, cosa que genera certa tranquil\u00b7litat al possible comprador davant dels dubtes que pot generar una inversi\u00f3 immobili\u00e0ria.<\/p>\n<p>El fet que part de la mensualitat del lloguer es resti del preu de compravenda ja establert pot resultar atractiu per a moltes persones que volen accedir a un habitatge propi, per\u00f2 que encara no compten amb els recursos per fer-ho.<\/p>\n<h3>Avantatges i desavantatges per a l&#8217;arrendatari-comprador<\/h3>\n<p>Mentre duri el contracte, l&#8217;arrendatari-comprador <strong>s&#8217;assegura el dret de compra de la propietat<\/strong>, mantenint el preu fixat al contracte i restant-li part o totes les mensualitats que ja hagi pagat.<\/p>\n<p>Per contra, si hi ha una prima o entrega inicial, funciona com a fian\u00e7a per al propietari en cas que l&#8217;inquil\u00ed abandoni el pis o, finalment, decideixi no adquirir-lo.<\/p>\n<h3>Avantatges i desavantatges per a l&#8217;arrendador-propietari<\/h3>\n<p>L&#8217;arrendador <strong>es garanteix ingressos mensuals provinents del lloguer<\/strong> i t\u00e9 una bona asseguran\u00e7a en cas d&#8217;impagament o si no es fa la venda, ja que, si hi ha prima, serveix de fian\u00e7a.<\/p>\n<p>L&#8217;inconvenient m\u00e9s gran per al propietari \u00e9s que, en fixar-se el preu de compravenda en realitzar el contracte, <strong>pot ser que sigui menor al preu de mercat del moment en qu\u00e8 s&#8217;executi<\/strong> i pot perdre l&#8217;oportunitat de vendre altres interessats disposats a pagar m\u00e9s.<\/p>\n<blockquote>\n<p>Et pot interessar: <a href=\"https:\/\/www.finquesmarba.com\/ca\/gestio-immobiliaria-barcelona-vendre-pis\/\" target=\"_blank\" rel=\"noopener noreferrer\">5 avantatges de la gesti\u00f3 immobili\u00e0ria amb una ag\u00e8ncia que fan que venguis millor el teu pis<\/a><\/p>\n<\/blockquote>\n<p>[\/et_pb_text][et_pb_divider _builder_version=\u00bb3.23.2&#8243; 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El millor \u00e9s <strong>comptar amb l&#8217;assessorament d&#8217;especialistes<\/strong> al mercat immobiliari de la teva zona.<\/p>\n<p>Finques Marb\u00e0 compta amb <strong>m\u00e9s de 85 anys d&#8217;experi\u00e8ncia<\/strong> al mercat immobiliari de Barcelona i els posa a la teva disposici\u00f3 per valorar la millor estrat\u00e8gia a seguir amb les operacions immobili\u00e0ries.<\/p>\n<p>[\/et_pb_text][et_pb_divider _builder_version=\u00bb3.23.2&#8243; color=\u00bb#ED6861&#8243; divider_weight=\u00bb5px\u00bb height=\u00bb25px\u00bb show_divider=\u00bboff\u00bb box_shadow_horizontal_tablet=\u00bb0px\u00bb box_shadow_vertical_tablet=\u00bb0px\u00bb box_shadow_blur_tablet=\u00bb40px\u00bb box_shadow_spread_tablet=\u00bb0px\u00bb z_index_tablet=\u00bb500&#8243; \/][et_pb_button _builder_version=\u00bb3.26.5&#8243; button_text=\u00bbContacta ja amb nosaltres si vols llogar o vendre una propietat\u00bb button_alignment=\u00bbcenter\u00bb 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et_pb_text et_pb_text_2 et_pb_bg_layout_light et_pb_text_align_left\">\n<div class=\"et_pb_text_inner\">\n<h3>Lloga o ven el teu pis amb total seguretat amb Finques\u00a0<span class=\"hiddenSpellError\">Marb\u00e0<\/span><\/h3>\n<p><strong><a href=\"https:\/\/www.finquesmarba.com\/ca\/contacte\/\" target=\"_blank\" rel=\"noopener noreferrer\">Contacta amb nosaltres<\/a> i t&#8217;assessorem.<\/strong><\/p>\n\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f7249-o1\" lang=\"es-ES\" dir=\"ltr\" data-wpcf7-id=\"7249\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/ca\/wp-json\/wp\/v2\/posts\/50320#wpcf7-f7249-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Formulario de contacto\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"7249\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.6\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"es_ES\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f7249-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form_1p\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Nom*\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span>\n<\/p>\n<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email form_1p\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Correu electr\u00f2nic*\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span>\n<\/p>\n<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-phone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form_1p\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Tel\u00e8fon*\" value=\"\" type=\"text\" name=\"your-phone\" \/><\/span>\n<\/p>\n<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-message\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea form_1p\" aria-invalid=\"false\" placeholder=\"Motiu de contacte\" name=\"your-message\"><\/textarea><\/span>\n<\/p>\n<div class=\"form_nota\">\n\t<p>*Camps obligatoris\n\t<\/p>\n<\/div>\n<p><span class=\"wpcf7-form-control-wrap\" data-name=\"acceptance-901\"><span class=\"wpcf7-form-control wpcf7-acceptance\"><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"acceptance-901\" value=\"1\" aria-invalid=\"false\" \/><span class=\"wpcf7-list-item-label\">Accepto els <a href=\"#nogo\" title=\"termes i condicions de privacitat\" target=\"_blank\">termes i condicions de privacitat.<\/a><\/span><\/label><\/span><\/span><\/span><br \/>\n\n<\/p>\n<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Enviar\" \/>\n<\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Alguna vegada has sentit a parlar del contracte de lloguer amb opci\u00f3 de compra? \u00c9s un dels tipus de contractes m\u00e9s desconeguts del mercat immobiliari i ofereix diversos beneficis tant a propietaris com a compradors.<\/p>\n","protected":false},"author":3,"featured_media":50317,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[73],"tags":[],"class_list":["post-50320","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-consells-venda-pis"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Qu\u00e8 \u00e9s un contracte de lloguer amb opci\u00f3 de compra? - Finques Marb\u00e0<\/title>\n<meta name=\"description\" content=\"El contracte de lloguer amb opci\u00f3 de compra pot ser una opci\u00f3 excel\u00b7lent a l&#039;hora de vendre o comprar una propietat. 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